i recently made the decision to become completely debt free. i've always known that credit card debt and car debt were bad debts, but most accept student loan debt and house debt as par for the course. i pretty much accepted it too. but i was talking to my friend about tightening up my finances - no they aren't in shambles but we can always be better - and i got to thinking. why should i accept that debt is a way of life, even so-called good debt? especially when i could make the decision to live debt free?
my friend told me about his system and what he does to manage his money and i got inspired. so i signed up for the financial peace university so i can learn how to get cracking on kicking sallie mae out of my house and get in position to buy a house debt free or really close to it!
i'll start by saying facing debt is no easy task. it is hard work depending on the type and amount of debt you have. but it's not impossible. and when you've confronted it and dealt with it, the outcome is worth it. can you imagine what your life would be like without a car payment, house note or student loan? aw, it sounds like bliss to me! and so i began my journey. it's about taking baby steps and i'm just getting started but i'm excited about what my life will be like seven years from now. i've taken a few minutes to count the cost of my life and decided i don't want debt to have any place in it. to celebrate my success, i'm taking a trip around the world.
